Savings Account
Savings Account Calculator
Vocal Savings Calculator
Calculate Your Savings Account Interest
Curious about how your savings can grow? Our calculator makes it easy to estimate your potential earnings. We’ve pre-filled it with sample data to help you get started—just enter your own savings details, and your results will update automatically.
Please note: Dividend calculations are estimates. The actual interest earned will depend on your daily average balance and interest rate.
Input
Results
Initial Deposit
$500.00
Monthly Deposits
$300
Future Value
$304.08
Interest Earned
$4.20
Vocal Savings Account Benefits
The Smart Way to Grow Your Money
A Montana savings account is more than a place to store your money. It’s your best way to build financial security and plan for your future. As a CDFI credit union, Vocal is committed to serving and empowering our community with accessible and competitive savings options. Here’s why a Vocal savings account is a great choice:
- Earn Dividends – Grow your savings with competitive dividend rates.
- Protected & Secure – Your funds are safe with insured deposits.
- Easy Access – Manage your savings online, through our app, or at a branch.
- Flexible Options – Choose from multiple savings accounts to match your needs.
Vocal Savings Accounts
Choose the Savings to Match Your Goals
- Share Accounts – These accounts serve as your membership in the credit union, requiring a minimum $5 deposit per owner, with dividends paid quarterly.
- IRA Accounts – Traditional, ROTH, and Educational IRAs are available, with contributions between January 1 and April 15 applicable to either the current or previous tax year and dividends paid quarterly.
- Christmas Club Account – Save throughout the year and receive your balance as a check in November; early withdrawals require account closure until year-end.
- Sammy the Saver – A share account for members up to age 12, earning 1 Sammy Dollar per $5 deposit for purchases at the Sammy Store.
- Money Market Accounts – Requires a $100 minimum deposit, allows up to six withdrawals per month, and pays monthly dividends on an average daily balance.
- Certificate Accounts – Available in various terms with a $500 minimum balance, early withdrawal penalties, and quarterly dividends.
- Summer Club Account – Save year-round and receive a check in mid-August; early withdrawals require account closure until after payouts.
- Golden Share Accounts – Exclusive savings accounts for members age 60 and older.
Open Your Savings Account Today
Start Growing Your Savings with Vocal Credit Union
Whether you’re saving for a rainy day, a big purchase, or retirement, we make it easy to get started. Open your savings account today and take the next step toward financial security.
