Share Draft Accounts
No minimum balance required.
Debit card only Accounts
You don’t have to have your mothers old checking. No minimum balance required.
Overdraft Share Transfer Protection
Funds are transferred from the selected share or draft account in $50.00 increments for $5.00 per transfer. Maximum amount of transfer is limited by selected share balance and Regulation D. There is no monthly service fee.
Credit Union will cover share drafts, ACH and debit card transactions up to $250.00 including fees of $25.00 per item.
Vocal’s Mastercard has no annual or monthly service fee. Please make sure to notify us if you are traveling and plan to use your debit card.