Vocal Services
Checking Account
Share Draft accounts
No minimum balance required.
Debit Card
Vocal’s Mastercard has no annual or monthly service fee. Please make sure to notify us if you are traveling and plan to use your debit card.
Courtesy Pay
Credit Union will cover share drafts, ACH and debit card transactions up to $250.00 including fees of $30.00 per item.
Debit card only accounts
Your don’t have to have your mother’s old checking. No minimum balance required.
News & Resources
Vocal Credit Union Receives Low-Income Designation from Federal and State Regulators
Helena, Mont. – Vocal Credit Union is proud to announce it has received a Low-Income Designation (LID) from the National Credit Union Administration (NCUA) and the State of Montana, marking a significant milestone in the credit union’s ongoing commitment to serving...
Helena Branch Renovation: What Members Need to Know
Vocal Credit Union will be undergoing a major renovation of our Helena Main Branch beginning Tuesday, May 26, 2026. We’re excited to improve the space for our members, and we also want to be very clear about the temporary changes this will require. This post covers...
Reg CC Fund Availability Notice
Important changes to your account agreement – This is a notice of changes to the agreement of the account(s) you have with us. Your account(s) will be governed by the revised terms of the agreement below. The effective date(s) are indicated below. If you continue to...