Share Draft accounts
No minimum balance required.
overdraft share transfer protection
Funds are transferred from the selected share or draft account in $50.00 increments. Maximum amount of transfer is limited by selected share balance and Regulation D. There is no monthly service fee.
Vocal’s Mastercard has no annual or monthly service fee. Please make sure to notify us if you are traveling and plan to use your debit card.
Credit Union will cover share drafts, ACH and debit card transactions up to $250.00 including fees of $30.00 per item.
Debit card only accounts
Your don’t have to have your mother’s old checking. No minimum balance required.
News & Resources
Your Funds Are Safe at Vocal Credit Union
Dear Vocal Credit Union members, Nothing is more important to us than the security and safety of your money. You may have seen headlines in the news about the recent instability of a few financial institutions and have concerns about the potential impact on Vocal...
What is a Benefit of Obtaining a Personal Loan?
While they are quite common, the ins and outs of personal loans are still unknown to many. Many of our credit union members wonder what benefits there are to obtaining a personal loan and whether they do more harm than good. While it depends on your financial...
Financial Flexibility: 8 Advantages of a Checking Account
Checking accounts offer people of all ages and stages of life incredible financial flexibility. No matter your monetary situation, checking accounts are incredibly versatile, so they can help you reach your financial goals! Below, we’ll explore the advantages of a...