Share Draft accounts
No minimum balance required.
overdraft share transfer protection
Funds are transferred from the selected share or draft account in $50.00 increments for $5.00 per transfer. Maximum amount of transfer is limited by selected share balance and Regulation D. There is no monthly service fee.
Vocal’s Mastercard has no annual or monthly service fee. Please make sure to notify us if you are traveling and plan to use your debit card.
Credit Union will cover share drafts, ACH and debit card transactions up to $250.00 including fees of $30.00 per item.
Debit card only accounts
Your don’t have to have your mother’s old checking. No minimum balance required.
News & Resources
We hope that 2021 will be a great year for you and for Vocal! We continue to take the COVID 19 crisis very seriously and do not plan to reopen up the lobbies until a vaccine is available to the general public. It is imperative to us that we keep the staff safe so that...
Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.
Vocal Credit Union is one of the only financial institutions in our region to offer a Mobile and Manufactured Home Loan option in order to serve our community, and to help our members get started as homeowners.