Loan Services
Skip Pay Program

About Our Skip Pay Program
Please complete this link if you wish to skip your Vocal Credit Union Loan Payment (excluding Mortgages, Home Equity Lines/Loans, Visa Credit Cards, and any Open-Ended Lines of Credit). You are eligible to skip 1 payment per loan on a 12 month rolling calendar basis, and you must submit a separate request for each loan payment you would like to skip. Your loan must meet eligibility requirements and the request must approved by credit union staff. There is a $25 charge per approved skip.
News & Resources
Vocal Credit Union Receives Low-Income Designation from Federal and State Regulators
Helena, Mont. – Vocal Credit Union is proud to announce it has received a Low-Income Designation (LID) from the National Credit Union Administration (NCUA) and the State of Montana, marking a significant milestone in the credit union’s ongoing commitment to serving...
Helena Branch Renovation: What Members Need to Know
Vocal Credit Union will be undergoing a major renovation of our Helena Main Branch beginning Tuesday, May 26, 2026. We’re excited to improve the space for our members, and we also want to be very clear about the temporary changes this will require. This post covers...
Reg CC Fund Availability Notice
Important changes to your account agreement – This is a notice of changes to the agreement of the account(s) you have with us. Your account(s) will be governed by the revised terms of the agreement below. The effective date(s) are indicated below. If you continue to...


