Loan Services

Skip Pay Program

couple approved of home loan from local bank

About Our Skip Pay Program

Please complete this link if you wish to skip your Vocal Credit Union Loan Payment (excluding Mortgages, Home Equity Lines/Loans, Visa Credit Cards, and any Open-Ended Lines of Credit).  You are eligible to skip 1 payment per loan on a 12 month rolling calendar basis, and you must submit a separate request for each loan payment you would like to skip. Your loan must meet eligibility requirements and the request must approved by credit union staff.  There is a $25 charge per approved skip.

News & Resources
What is a Benefit of Obtaining a Personal Loan?
What is a Benefit of Obtaining a Personal Loan?

While they are quite common, the ins and outs of personal loans are still unknown to many. Many of our credit union members wonder what benefits there are to obtaining a personal loan and whether they do more harm than good. While it depends on your financial...

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Financial Flexibility: 8 Advantages of a Checking Account
Financial Flexibility: 8 Advantages of a Checking Account

Checking accounts offer people of all ages and stages of life incredible financial flexibility. No matter your monetary situation, checking accounts are incredibly versatile, so they can help you reach your financial goals! Below, we’ll explore the advantages of a...

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Can You Get a Personal Loan for Vacation Use?
Can You Get a Personal Loan for Vacation Use?

With travel restrictions lifting across the world, you may be getting the itch to explore and travel. Whether it’s a family road trip to the Grand Canyon or a solo backpacking trip across Europe, you need a healthy budget to go on vacation. If you’re coming up just...

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