Loan Services

Personal Loans

Vocal Loan Services

About Our Personal Loans

Fixed Rate As Low As 10.25% APR* Up to 60 months. Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.

Apply online or call us today to make an appointment with one of our knowledgeable Loan Officers. Learn more about our personal loans types in the section below!

Vocal's Visa Credit Card

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People Helping People Loan

Other Primary Loans

Learn more about our other loan programs available to you today! Looking to apply? Contact us today for additional details!

Home Loans

Auto Loans


What our clients are saying
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Patricia B.

“I have been with this credit union for almost 40 years, they are great. I have never had an issue with them. I have had numerous loans with them over the years, they have always treated me and my family professionally and have been great to work with. I trust them to always do the right thing with my finances. Great folks.”

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Joe W.

“I opened my account in 1994 when it was trico educational federal credit Union. Have had many loans with them. People have always been helpful and polite. No problems with them unless I created the problem myself then they are more than willing to help.”

News & Resources
Financial Flexibility: 8 Advantages of a Checking Account
Financial Flexibility: 8 Advantages of a Checking Account

Checking accounts offer people of all ages and stages of life incredible financial flexibility. No matter your monetary situation, checking accounts are incredibly versatile, so they can help you reach your financial goals! Below, we’ll explore the advantages of a...

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Can You Get a Personal Loan for Vacation Use?
Can You Get a Personal Loan for Vacation Use?

With travel restrictions lifting across the world, you may be getting the itch to explore and travel. Whether it’s a family road trip to the Grand Canyon or a solo backpacking trip across Europe, you need a healthy budget to go on vacation. If you’re coming up just...

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2022 Home and Mobile Banking Security Update

At Vocal Credit Union, the safety of our customers' information is our top priority. To continue to protect our members' information, on Monday, April 11, 2022, we will be enhancing the security of our Home Banking and Mobile App. We will be offering the option to...

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