Vocal Home Loans
Home Equity
Vocal Home Loans
Home Equity Loan Rates
Home Equity Line of Credit Fixed Rate As Low As 4.0% APR*
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 120 Months
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 180 Months
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.
Loan Services
Apply for a Home Equity loan today!
If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers.
Personal Loans
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News & Resources
Feel Merry & Bright With Our Holiday Loans: Apply Now
It’s time again for Vocal Credit Union’s holiday loans! ‘Tis the season for shopping, gift-giving, and hosting holiday events for friends, family, and loved ones. This extra holiday spending can cause some strain on your monthly budget, and money should never need to...
How to Get a Car Loan from a Credit Union: 4 Things You Need to Know
Montana is an enormous state connected by highways, suburban roads, and dirt trails. So, it’s important to have a reliable car if you plan to continue traveling throughout this great state. However, car loan rates in Montana can be steep, especially if you go through...
Vocal Credit Union Receives $1.8 Million Through CDFI Rapid Response Program to Assist with Economic Challenges in the Community
Helena, MT – June 22, 2021 – The U.S. Department of Treasury recently announced recipients of COVID-19 relief funds to community development financial institutions (CDFIs), and Vocal Credit Union (Vocal), along with two other credit unions in the state, made the list...