Vocal Home Loans

Home Equity

Vocal Home Loans

Home Equity Loan Rates

R
Home Equity Line of Credit Fixed Rate As Low As 9.0% APR*

Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.

R
Home Equity Fixed Rate As Low As 7.75% APR* Up to 120 Months

Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.

R
Home Equity Fixed Rate As Low As 8.5% APR* Up to 180 Months

Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.

Equity types
  • Line of Credits
  • Land Loans

Contact us for more information, by clicking here.

*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.

Loan Services

Apply for a Home Equity loan today!

If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers. 

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News & Resources
Your Funds Are Safe at Vocal Credit Union
Your Funds Are Safe at Vocal Credit Union

Dear Vocal Credit Union members, Nothing is more important to us than the security and safety of your money. You may have seen headlines in the news about the recent instability of a few financial institutions and have concerns about the potential impact on Vocal...

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What is a Benefit of Obtaining a Personal Loan?
What is a Benefit of Obtaining a Personal Loan?

While they are quite common, the ins and outs of personal loans are still unknown to many. Many of our credit union members wonder what benefits there are to obtaining a personal loan and whether they do more harm than good. While it depends on your financial...

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