Vocal Home Loans

Home Equity

Vocal Home Loans

Home Equity Loan Rates

R
Home Equity Line of Credit Fixed Rate As Low As 4.0% APR*

Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.

R
Home Equity Fixed Rate As Low As 3.50% APR* Up to 120 Months

Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.

R
Home Equity Fixed Rate As Low As 3.50% APR* Up to 180 Months

Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.

Equity types
  • Line of Credits
  • Land Loans

Contact us for more information, by clicking here.

*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.

Loan Services

Apply for a Home Equity loan today!

If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers. 

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News & Resources
Now Hiring: Vocal Credit Union Teller Job

We are looking for an upbeat friendly person to add to our team. You must be able to communicate effectively with prospective and current members, representing our credit union in a positive and professional manner. Our tellers are expected to perform transactional...

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Happy New Year to all of our Vocal Credit Union Members!

We hope that 2021 will be a great year for you and for Vocal! We continue to take the COVID 19 crisis very seriously and do not plan to reopen up the lobbies until a vaccine is available to the general public. It is imperative to us that we keep the staff safe so that...

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Home Equity+ Hybrid Loans

Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.

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