- Line of Credits
- Land Loans
Home Equity Loan Rates
Home Equity Line of Credit Fixed Rate As Low As 6.99% APR*
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate As Low As 4.74% APR* Up to 60 Months
Closed end loan for 60 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate As Low As 6.49% APR* Up to 120 Months
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate As Low As 6.75% APR* Up to 180 Months
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value. First place lien position only.
Home Equity Application Form (PDF)
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.