Vocal Home Loans

Home Equity

Vocal Home Loans

Home Equity Loan Rates

R
Home Equity Line of Credit Fixed Rate As Low As 4.0% APR*

Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.

R
Home Equity Fixed Rate As Low As 3.50% APR* Up to 120 Months

Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.

R
Home Equity Fixed Rate As Low As 3.50% APR* Up to 180 Months

Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.

Equity types
  • Line of Credits
  • Land Loans

Contact us for more information, by clicking here.

*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.

Loan Services

Apply for a Home Equity loan today!

If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers. 

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News & Resources
Happy New Year to all of our Vocal Credit Union Members!

We hope that 2021 will be a great year for you and for Vocal! We continue to take the COVID 19 crisis very seriously and do not plan to reopen up the lobbies until a vaccine is available to the general public. It is imperative to us that we keep the staff safe so that...

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Home Equity+ Hybrid Loans

Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.

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Mobile and Manufactured Home Loans

Vocal Credit Union is one of the only financial institutions in our region to offer a Mobile and Manufactured Home Loan option in order to serve our community, and to help our members get started as homeowners.

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