Vocal Home Loans
Home Equity
Vocal Home Loans
Home Equity Loan Rates
Home Equity Line of Credit Fixed Rate As Low As 4.0% APR*
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 120 Months
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 180 Months
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.
Loan Services
Apply for a Home Equity loan today!
If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers.
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News & Resources
Home Equity+ Hybrid Loans
Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.
Mobile and Manufactured Home Loans
Vocal Credit Union is one of the only financial institutions in our region to offer a Mobile and Manufactured Home Loan option in order to serve our community, and to help our members get started as homeowners.
Trico Community Federal Credit Union Rebrands as Vocal Credit Union
HELENA – On Monday, March 14, 2016, Trico Community Federal Credit Union will transition to a Montana state credit union charter and begin operating under their new identity: Vocal Credit Union. The name Vocal Credit Union embodies one of the financial cooperative’s core governing principles: “Where every member has a voice.”