Vocal Home Loans
Home Equity
Vocal Home Loans
Home Equity Loan Rates
Home Equity Line of Credit Fixed Rate As Low As 4.0% APR*
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 120 Months
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate As Low As 3.50% APR* Up to 180 Months
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.
Loan Services
Apply for a Home Equity loan today!
If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers.
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News & Resources
Vocal Credit Union Receives $1.8 Million Through CDFI Rapid Response Program to Assist with Economic Challenges in the Community
Helena, MT – June 22, 2021 – The U.S. Department of Treasury recently announced recipients of COVID-19 relief funds to community development financial institutions (CDFIs), and Vocal Credit Union (Vocal), along with two other credit unions in the state, made the list...
The Benefits of a Credit Union
A Credit Union is a financial institution that is owned and governed by the members. Unlike a standard bank, any profits can be given back to credit union members in the form of lower fees and higher savings rates. Many credit union members like that their savings...
Happy New Year to all of our Vocal Credit Union Members!
We hope that 2021 will be a great year for you and for Vocal! We continue to take the COVID 19 crisis very seriously and do not plan to reopen up the lobbies until a vaccine is available to the general public. It is imperative to us that we keep the staff safe so that...