Vocal Home Loans
Home Equity
Vocal Home Loans
Home Equity Loan Rates
Home Equity FiXED Rate Line of Credit
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.
Loan Services
Apply for a Home Equity loan today!
If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers.
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News & Resources
Vocal Credit Union Receives Low-Income Designation from Federal and State Regulators
Helena, Mont. – Vocal Credit Union is proud to announce it has received a Low-Income Designation (LID) from the National Credit Union Administration (NCUA) and the State of Montana, marking a significant milestone in the credit union’s ongoing commitment to serving...
Helena Branch Renovation: What Members Need to Know
Vocal Credit Union will be undergoing a major renovation of our Helena Main Branch beginning Tuesday, May 26, 2026. We’re excited to improve the space for our members, and we also want to be very clear about the temporary changes this will require. This post covers...
Reg CC Fund Availability Notice
Important changes to your account agreement – This is a notice of changes to the agreement of the account(s) you have with us. Your account(s) will be governed by the revised terms of the agreement below. The effective date(s) are indicated below. If you continue to...