Introductory rates as low as 3.79%

Our visa credit card

Vocal’s Visa Credit Card

we offer some of the best rates available

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All new VISA accounts come with a low 3.79% introductory rate for the first six months, allowing a great short-term financing solution for projects and larger purchases.
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Beyond the first six months, current rates range from 8.99% – 17.99% based on approved credit, and are fixed for the life of the card.
Visa provides quick and easy access to credit

Making life easier and more affordable for our community is a top commitment for Vocal Credit Union. That’s why we offer a VISA credit card with great rates and excellent service that can be used for purchases or cash advances.

Our VISA credit card can be used anywhere VISA is accepted, so members have quick and easy access to financing whether they’re making a dream purchase, or simply bridging a financial gap in a challenging time.

Card holders are not charged a penalty APR for late payment, removing the added hassle of worrying about extra fees or not being able to keep up with payments due to variable rate changes.

Personal Loans

Home loans

Auto loans

Consider this

Vocal’s VISA portfolio is held in-house, so members can make payments locally at one of our branches, and speak with a familiar face if they need assistance.

Members can also view their purchases, track spending and print credit card statements directly from their online banking accounts instead of having to visit multiple websites to track that information.

If you have questions about our VISA credit card, come in and sit down with one of our knowledgeable team members. We’re happy to walk you through what’s needed for the application, and how this credit solution makes sense for your budget.

Contact us for more information.

Vocal’s Visa Credit Card

Apply Online today!

If that all sounds good to you, apply online or call us today to make an appointment with one of our knowledgeable staff members. Download our pdf application or fill out one of our forms online!

News & Resources
Home Equity+ Hybrid Loans

Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.

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Mobile and Manufactured Home Loans

Vocal Credit Union is one of the only financial institutions in our region to offer a Mobile and Manufactured Home Loan option in order to serve our community, and to help our members get started as homeowners.

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Trico Community Federal Credit Union Rebrands as Vocal Credit Union

HELENA – On Monday, March 14, 2016, Trico Community Federal Credit Union will transition to a Montana state credit union charter and begin operating under their new identity: Vocal Credit Union. The name Vocal Credit Union embodies one of the financial cooperative’s core governing principles: “Where every member has a voice.”

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