Introductory rates as low as 3.79%
Our visa credit card
Vocal’s Visa Credit Card
we offer some of the best rates available
All new VISA accounts come with a low 3.79% introductory rate for the first six months, allowing a great short-term financing solution for projects and larger purchases.
Beyond the first six months, fixed rates as low as 11.49%.
Visa provides quick and easy access to credit
Making life easier and more affordable for our community is a top commitment for Vocal Credit Union. That’s why we offer a VISA credit card with great rates and excellent service that can be used for purchases or cash advances.
Our VISA credit card can be used anywhere VISA is accepted, so members have quick and easy access to financing whether they’re making a dream purchase, or simply bridging a financial gap in a challenging time.
Card holders are not charged a penalty APR for late payment, removing the added hassle of worrying about extra fees or not being able to keep up with payments due to variable rate changes.
Personal Loans
Home loans
Auto loans
Consider this
Vocal’s VISA portfolio is held in-house, so members can make payments locally at one of our branches, and speak with a familiar face if they need assistance.
Members can also view their purchases, track spending and print credit card statements directly from their online banking accounts instead of having to visit multiple websites to track that information.
If you have questions about our VISA credit card, come in and sit down with one of our knowledgeable team members. We’re happy to walk you through what’s needed for the application, and how this credit solution makes sense for your budget.
Vocal’s Visa Credit Card
Apply Online today!
If that all sounds good to you, apply online or call us today to make an appointment with one of our knowledgeable staff members. Download our pdf application or fill out one of our forms online!
News & Resources
Helena Branch Renovation Update: Phase 2 Underway
Thank you for your patience, flexibility, and support as we continue the remodel of our Helena Branch. Phase 2 of the renovation is now underway and will impact the loan area of the branch. We’re excited about the progress being made and appreciate members continuing...
Helena Branch Renovation Update: Phase 1 Progress and What’s Next
Thank you for your patience as we continue the remodel of our Helena Branch. We’re excited to share that the project is currently on schedule, and we expect to wrap up Phase 1 of the renovation in mid-July. Phase 1 has focused on the Member Service and operations side...
Vocal Credit Union Receives Low-Income Designation from Federal and State Regulators
Helena, Mont. – Vocal Credit Union is proud to announce it has received a Low-Income Designation (LID) from the National Credit Union Administration (NCUA) and the State of Montana, marking a significant milestone in the credit union’s ongoing commitment to serving...