About Vocal

Fee Schedule

Effective as of January 1, 2022

Account balancing assistance$15.00 per hour
Business Account Deposit Balancing$35.00 per hour
Consumer Loan Late Fee20% of interest due or $25 (whichever is higher)
Counter Check$1.00 per check.
Checks issued in increments of 4
Courtesy Pay Fee$30.00 per item
Credit Union Draft$5.00 unless made payable to yourself
Debit/Credit Card Replacement$10.00
Draft Copy$5.00
Fax$1.00 per page
Inactive Account Charge (per quarter after 12 months of inactivity)$25.00
Instant Issue Debit Card Replacement$15.00
IRA Annual Maintenance Fee$10.00
IRA Transfer Fee$25.00
Loan Non-Compliance$85.00 per month
Mortgage Modification25 basis points of current balance + recording fees
Mortgage Subordination$100.00 plus recording fees
Notary Service$5.00 per signature for non-members
Non-Sufficient Funds (NSF) Returned Item Fee$30.00
Overdraft Transfer Fee$5.00 per Transfer
Photocopies$1.00 per page
Return Deposit/Item fee$30.00
Return Mail$5.00
Rush Order on Plastic cards$35.00
Statement Copy$5.00
Stop Payment (single or series)$30.00
VISA late feeAs high as $25.00
Wire Transfer (Outing)$20.00 for domestic $40.00 for international