Loan Services

Business Loans

Vocal Loan Services

About Our Business Loans

Launching or running a business can be a challenging endeavor. You need to prioritize hiring the right people, getting new customers, and securing funds to reach your goals. If you’re looking for a business loan to realize your dream or grow your business to the next level, we’ve got you covered! At Vocal Credit Union, we are the Montana business loan experts you can rely on to meet your business’ needs. With our credit union business loans, we help businesses like yours cover costs and reach new levels of success.

Benefits of a Credit Union Business Loan

Trusted Partnerships That Grow Together

At Vocal Credit Union, we’re about building relationships and offering business loan guidance and support you can trust so your business can thrive. We’re in this with you every step of the way!

Local Expertise, Swift Solutions

In business, timing matters. Since we are an integral part of the local community with a comprehensive understanding of local business needs, we’re able to make lending decisions quickly so you can get back to business.

Community-Minded, Thoughtful Consideration

You’re not just another business. Your business helps our community thrive, and that’s why we take the time to thoroughly evaluate each business loan request. 

Business Loans We Offer

Setting Your Business Up for Success

At Vocal Credit Union, we offer all agriculture loans and commercial loans. These include operating, term, and real estate loans. We offer a variety of options to help you attain your goals, whether you need an ag operating line of credit to get through the year until the calves or crops sell or you’re purchasing a business property to house your new retail venture. Some requirements when applying for a business loan include but are not limited to:

  • Specifying Balance Sheets
  • Providing Business Projections
  • Furnishing Tax Returns
  • Sharing Profit & Loss Statements 
Business Loans FAQs
Does Vocal Credit Union Offer Business Loans?

Yes! At Vocal Credit Union, we offer a variety of business loans to help businesses reach goals. From agricultural to commercial loans, our loans are specifically structured for business purposes. This means they differ from personal loans because of the repayment structure, which allows us to offer borrowers more options.

What are the Terms of a Business Loan?

This depends on the type of business loan you need. When you speak with one of our business loan specialists, we’ll discuss the terms of your loan so that it’s the right fit for you.

Does Vocal Credit Union Have Business Loan Prepayment Penalties?

No. At Vocal Credit Union, we do not charge our members any prepayment penalties on the business loans we issue.

Vocal Credit Union Business Loans

Ready to Make Your Business Goals a Reality?

With local business expertise and dedicated support you can trust, we’ll guide you in finding the right loan for your business. Speak with a lender today!

Other Primary Loans

Learn more about our other loan programs available to you today! Looking to apply? Contact us today for additional details!

Home Loans

Auto Loans

Personal Loans

What our clients are saying
Patricia B.

“I have been with this credit union for almost 40 years, they are great. I have never had an issue with them. I have had numerous loans with them over the years, they have always treated me and my family professionally and have been great to work with. I trust them to always do the right thing with my finances. Great folks.”

Joe W.

“I opened my account in 1994 when it was trico educational federal credit Union. Have had many loans with them. People have always been helpful and polite. No problems with them unless I created the problem myself then they are more than willing to help.”

News & Resources
Your Funds Are Safe at Vocal Credit Union
Your Funds Are Safe at Vocal Credit Union

Dear Vocal Credit Union members, Nothing is more important to us than the security and safety of your money. You may have seen headlines in the news about the recent instability of a few financial institutions and have concerns about the potential impact on Vocal...

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What is a Benefit of Obtaining a Personal Loan?
What is a Benefit of Obtaining a Personal Loan?

While they are quite common, the ins and outs of personal loans are still unknown to many. Many of our credit union members wonder what benefits there are to obtaining a personal loan and whether they do more harm than good. While it depends on your financial...

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