Vocal Home Loans
Home Equity
Vocal Home Loans
Home Equity Loan Rates
Home Equity FiXED Rate Line of Credit
Maximum term limit 120 months, other terms and conditions may apply. Vocal allows 85% loan to value. The line of credit has 3 year draw period.
Home Equity Fixed Rate
Closed end loan for 120 months, other terms and conditions may apply. Vocal allows 85% loan to value.
Home Equity Fixed Rate
Closed end loan for 180 months, other terms and conditions may apply. Vocal allows 85% loan to value.
*Annual Percentage Rate. On Approved Credit. Rates are subject to change without notice.
Loan Services
Apply for a Home Equity loan today!
If that all sounds good to you, apply online or call us today (406) 442-1421 to make an appointment with one of our knowledgeable Loan Officers.
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News & Resources
Helena Branch Renovation Update: Phase 2 Underway
Thank you for your patience, flexibility, and support as we continue the remodel of our Helena Branch. Phase 2 of the renovation is now underway and will impact the loan area of the branch. We’re excited about the progress being made and appreciate members continuing...
Helena Branch Renovation Update: Phase 1 Progress and What’s Next
Thank you for your patience as we continue the remodel of our Helena Branch. We’re excited to share that the project is currently on schedule, and we expect to wrap up Phase 1 of the renovation in mid-July. Phase 1 has focused on the Member Service and operations side...
Vocal Credit Union Receives Low-Income Designation from Federal and State Regulators
Helena, Mont. – Vocal Credit Union is proud to announce it has received a Low-Income Designation (LID) from the National Credit Union Administration (NCUA) and the State of Montana, marking a significant milestone in the credit union’s ongoing commitment to serving...


