Loan Services

Skip Pay Program

couple approved of home loan from local bank

About Our Skip Pay Program

Please complete this link if you wish to skip your Vocal Credit Union Loan Payment (excluding Mortgages, Home Equity Lines/Loans, Visa Credit Cards, and any Open-Ended Lines of Credit).  You are eligible to skip 1 payment per loan on a 12 month rolling calendar basis, and you must submit a separate request for each loan payment you would like to skip. Your loan must meet eligibility requirements and the request must approved by credit union staff.  There is a $25 charge per approved skip.

News & Resources
Helena Branch Renovation: What Members Need to Know
Helena Branch Renovation: What Members Need to Know

Vocal Credit Union will be undergoing a major renovation of our Helena Main Branch beginning Tuesday, May 26, 2026. We’re excited to improve the space for our members, and we also want to be very clear about the temporary changes this will require. This post covers...

read more
Reg CC Fund Availability Notice
Reg CC Fund Availability Notice

Important changes to your account agreement – This is a notice of changes to the agreement of the account(s) you have with us. Your account(s) will be governed by the revised terms of the agreement below. The effective date(s) are indicated below. If you continue to...

read more
Your Funds Are Safe at Vocal Credit Union
Your Funds Are Safe at Vocal Credit Union

Dear Vocal Credit Union members, Nothing is more important to us than the security and safety of your money. You may have seen headlines in the news about the recent instability of a few financial institutions and have concerns about the potential impact on Vocal...

read more