Banking expertise to meet your needs
Business Financing
Solutions tailored for you
Our Business Financing Services
Whether you are starting up or growing your business, our team specializes in business solutions to meet you where you are at. From lines of credit to construction loans to AG loans, to checking and savings accounts, we invite you to experience the Vocal difference. We offer competitive pricing, excellent service, local resources, and expertise.
Opening up a business account can be tedious, but we are here to help and support you during the process. You will need the following paperwork to open each type of business account listed.
Businesses Financing Services
Account Type Required Documentation
For more information on setting up a business account please reach out to Denise Lopp at denise@vocal.coop or 547-3265.
Sole Proprietorship
- 2 ID’s for owner and each signer
- Entity Authorization
- Certificate of Filing from MT Secretary of State
- Account Signature Card
- OFAC for Business and all signers
General Partnership
- 2 ID’s for each signer
- Entity Authorization
- Certificate of Filing from MT Secretary of State
- IRS EIN Designation Paperwork
- Account Signature Card
- OFAC for Business and all signers
Corporation
- 2 ID’s for each signer
- Entity Authorization
- Articles of Incorporation filed with MT Secretary of State, naming managing members
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Limited Liability Partnership
- 2 ID’s for each signer
- Entity Authorization
- Copy of LLP Registration Form filed with MT Secretary of State – Partnership Agreement naming Partners
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Limited Liability Company
- 2 ID’s for each signer
- Entity Authorization
- Articles of Organization filed with MT Secretary of State – Operating Agreement Naming Managing Members
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Non-Profit Organization
- 2 ID’s for each signer
- Entity Authorization
- Bylaws, Charter, or Minutes naming Officers – IRS EIN Designation Paperwork
- Account Signature Card
- OFAC for Business and all signers
*In Order to change signers on any of these type of business accounts you need minutes of the Meeting where the change Was voted on
Business Loans
When you’re buying equipment or stock, paying for construction, or financing a property, you need capital. We have business expertise and competitive pricing to meet your needs.
Who Can i contact?
For more information on Business Financing and Loans, reach out to Dallas Rasmussen at dallas@vocal.coop or 547-3265.
News & Resources
Helena Branch Renovation: What Members Need to Know
Vocal Credit Union will be undergoing a major renovation of our Helena Main Branch beginning Tuesday, May 26, 2026. We’re excited to improve the space for our members, and we also want to be very clear about the temporary changes this will require. This post covers...
Reg CC Fund Availability Notice
Important changes to your account agreement – This is a notice of changes to the agreement of the account(s) you have with us. Your account(s) will be governed by the revised terms of the agreement below. The effective date(s) are indicated below. If you continue to...
Your Funds Are Safe at Vocal Credit Union
Dear Vocal Credit Union members, Nothing is more important to us than the security and safety of your money. You may have seen headlines in the news about the recent instability of a few financial institutions and have concerns about the potential impact on Vocal...