Banking expertise to meet your needs
Business Financing

Solutions tailored for you
Our Business Financing Services
Whether you are starting up or growing your business, our team specializes in business solutions to meet you where you are at. From lines of credit to construction loans to AG loans, to checking and savings accounts, we invite you to experience the Vocal difference. We offer competitive pricing, excellent service, local resources, and expertise.
Opening up a business account can be tedious, but we are here to help and support you during the process. You will need the following paperwork to open each type of business account listed.
Businesses Financing Services
Account Type Required Documentation
For more information on setting up a business account please reach out to Denise Lopp at denise@vocal.coop or 547-3265.
Sole Proprietorship
- 2 ID’s for owner and each signer
- Entity Authorization
- Certificate of Filing from MT Secretary of State
- Account Signature Card
- OFAC for Business and all signers
General Partnership
- 2 ID’s for each signer
- Entity Authorization
- Certificate of Filing from MT Secretary of State
- IRS EIN Designation Paperwork
- Account Signature Card
- OFAC for Business and all signers
Corporation
- 2 ID’s for each signer
- Entity Authorization
- Articles of Incorporation filed with MT Secretary of State, naming managing members
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Limited Liability Partnership
- 2 ID’s for each signer
- Entity Authorization
- Copy of LLP Registration Form filed with MT Secretary of State – Partnership Agreement naming Partners
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Limited Liability Company
- 2 ID’s for each signer
- Entity Authorization
- Articles of Organization filed with MT Secretary of State – Operating Agreement Naming Managing Members
- IRS EIN Designation Paperwork
- Certification of Beneficial Owners
- Account Signature Card
- OFAC for Business and all signers
Non-Profit Organization
- 2 ID’s for each signer
- Entity Authorization
- Bylaws, Charter, or Minutes naming Officers – IRS EIN Designation Paperwork
- Account Signature Card
- OFAC for Business and all signers
*In Order to change signers on any of these type of business accounts you need minutes of the Meeting where the change Was voted on
Business Loans
When you’re buying equipment or stock, paying for construction, or financing a property, you need capital. We have business expertise and competitive pricing to meet your needs.
Who Can i contact?
For more information on Business Financing and Loans, reach out to Dallas Rasmussen at dallas@vocal.coop or 547-3265.

News & Resources
Happy New Year to all of our Vocal Credit Union Members!
We hope that 2021 will be a great year for you and for Vocal! We continue to take the COVID 19 crisis very seriously and do not plan to reopen up the lobbies until a vaccine is available to the general public. It is imperative to us that we keep the staff safe so that...
Home Equity+ Hybrid Loans
Vocal Credit Union is proud to offer a Home Equity+ hybrid loan option that is particularly useful for families and young adults who have built equity in their first homes, and are looking to pay off their homes faster.
Mobile and Manufactured Home Loans
Vocal Credit Union is one of the only financial institutions in our region to offer a Mobile and Manufactured Home Loan option in order to serve our community, and to help our members get started as homeowners.